Wednesday October 20, 2010
I TOOK A SHITTY HEALTHCARE PLAN FOR YOUR SINS! Obvious pseudonym Max Borders:
My family and I have chosen a health savings account (HSA). I have a “catastrophic” plan to go with my HSA. So instead of putting all my money towards an insurance premium each month, I put money aside for out-of-pocket care and pay a lower premium. In other words, I pay for most of my basic healthcare needs from my HSA--that is, instead of shifting the cost of my care onto you.
Hear that, libtards? He didn't take the kind of pussy healthcare plan the rest of you are grateful to get! No, he and his family chose to get the Republican plan! Totally not because that's all he could get! He's hardcore!
Don't walk away! He wants you to know what a favor he's doing his employer you:
This helps keep your premiums from going up. Why? Instead of going to the doctor and getting a $100+ prescription of Nexium - the cost of which would be dinged to the insurance pool - I go to Target and by a very similar over-the-counter drug called Prilosec. It costs me $15. It costs you nothing. If I didn’t have the HSA, I’d be passing everything beyond the copay onto the insurance pool--that is to you. And I’d probably get Nexium instead. The copay is $15--same as the Prilosec OTC, after all.
And your share of that savings -- well, we don't have room here for all the zeros after the decimal point, but it's a real number!
Similarly, when he gets a melanoma, he saves you money by eschewing the wasteful doctor visit and treating it himself with Clearasil.
Right now, my incentive is to save us money.
I'm kinda guessing your incentive is that you couldn't get a better plan, Max Powers, or so my experience of real life among real people tells me, but I'll play along.
But guess what? Thanks to Obamacare, saving you and me money ain’t going to be quite so easy:
Blah blah new restrictions on health savings plans, upshot of which is:
HSAs have just become far less attractive and less valuable.
Your $0.0000000...0001 savings goes up in smoke! And Max Frost is forced by Big Gummint thugs to take prescription medicine! God damn black socialist President!
The lobbyists, drug companies and overpaid doctors win. You and I lose (again).
WHY AREN'T YOU JOINING ME IN OUTRAGE!!!!! BUT OF COURSE -- I BET YOUR MOTHER IS PROBABLY SUCH A LIBTARD BITCH SHE ACTUALLY CASHES HER SOCIALIST SECURITY CHECKS, LIBTARDS!!!!!MILTONFRIEDMAN!11!
Do these guys actually know any human beings?